endobj But, only if all members of your household have other qualified health coverage or their own auto plan with PIP. Medicare and Medicaid plans Medicare For people 65+ or those who qualify due to a disability or special situation Medicaid For people with lower incomes Dual Special Needs Plans (D-SNP) For people who qualify for both Medicaid and Medicare Individuals and familiesSkip to Health insurance Supplemental insurance Dental Vision Site Map|Feedback|Download Adobe Acrobat Reader, Learn more about a Healthier Michigan.org, How Michigan's no-fault auto insurance law affects Medicare members, Important Information About Medicare Plans. The new No-Fault law allows drivers to choose the $250,000 coverage level for No-Fault PIP medical benefits and coordinate his or her health insurance with No-Fault coverage, which results in a . The Director has been made aware that some health insurers and health plans issue letters regarding the coordination of . Your doctor will submit the form by following the instructions on the back. What is a qualified health plan? HAP noted in their announcement that the uncertainty caused by the Trump Administration and GOP-led Congress played a primary role in their decision to exit the exchange. Administrative Services provided by United HealthCare Services, Inc. or their affiliates. <>/Metadata 83 0 R/ViewerPreferences 84 0 R>> PIP Coverage in Michigan: How Much Do I Need? For subsidized enrollees, after-subsidy rate changes also depend on how the subsidy amount changes from one year to the next. Aetna Better Health of Michigan regularly updates its Member Handbook and Certificate of Coverage (COC). (MCL 500.3107d(7)(b)(ii)). A statement: (a) as to whether the coverage provided constitutes "qualified health coverage" as defined in MCL 500.3107d(7)(b)(i), or (b) that the coverage: o Does not exclude coverage for motor vehicle accidents and . Michigan has long protected access to Medigap plans for Medicare beneficiaries under age 65. You're covered by a health plan that doesn't cover car-related injuries. Qualification Forms | Managing My Account | bcbsm.com To ensure your health plan meets the requirements of the new law it must not exclude or limit coverage for car accident-related medical care. MI No-Fault Insurance Reform - Auto-Owners Insurance Rick Snyder, a Republican, supported a state-run exchange for Michigan. Medicare in Michigan Michigan has long protected access to Medigap plans for Medicare beneficiaries under age 65 303,550 people enrolled in health plans through the Michigan exchange during the open enrollment period for 2022 coverage. . %PDF-1.7 Qualified health coverage is the insurance that the new Michigan No-Fault insurance law requires drivers to have to be able to select certain PIP medical benefit levels. In Insurance Bulletin 2020-01-INS, entitled Qualified Health Coverage Notices and issued on January 14, 2020, Michigans Insurance Commissioner stated that, because individuals who have (QHC) are allowed to make certain choices regarding their no-fault coverage, [h]ealth insurers and health plans should develop a document that indicates whether a persons coverage is qualified for purposes of no-fault insurance .
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