The savings were coupled with me switching home insurance, which was much more costly for less coverage with Allstate. The Drive Wise device monitors 4 things only, and it does NOT track where you drive-no location device. According to Allstate, my discount is only going to be 17 percent, about half of the 30 percentthat I was promised. Then it is different in various states (Im in Montana). Again, if this is not actually Allstate's position I want to make this company aware that some of their agents are pushing these underhanded practices and "corporate policies", perhaps for a chance to increase premiums. Plug the device into your vehicles diagnostic, or OBD-II port, usually located near or below your steering wheel. I tried it in several vehicles. Tracking, monitoring, big brother and being creeped out. If you have questions about it ask your local Allstate agent to explain it more thoroughly. drivewise is being redone, braking will be coming off completely. We are still working on getting your Drive Wise information corrected. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Instead we drive later at night or early mornings too when less traffic is on the road but get penalized for it. Allstate gave me a better quote than Ameriprise by $200 per year so Im already doing better. Non-Allstate customers can sign up for Drivewise and qualify for certain rewards. Also yes it is supposed to start at 30% but they normally dont. I am canceling my Allstate insurance because of their Drivewise program and going back to State Farm. They ar enasty and purposely unhelpful, I wrote Allstste on line and never received a response from their customer service. The quote was rather confusing because he brought up the umbrella, cause I have property. Drivewise is great for drivers who dont put a lot of mileage on their cars, dont speed, and dont drive during peak times. John, It seems no one knows the whole story, my 6 months it up 20 April so ill know more then. My wife and I drive to an occasional class and errands. Its all based on driving habits and the discount could be 0% especially depending on miles driven which to Allstate is the most important and figures into the discount or lack thereof in the highest proportion of all 4 categories. My agent tried and did his best to be competitive with the other companies but it just wasnt possible. It was kind of a game for us. i know some of you out there know other things.. lol. For some time, even after connecting my device, I thought it incorporated internal accelerometers. Holly Johnson is a financial expert and award-winning writer who has traveled to over 40 countries and counting. Learn how your comment data is processed. Regarding Drivewise, the last I heard they were having people use it on their phone with an app. I mean, I completely understand the desire to save money, but being tracked like that feels like a part of your freedom is being taken away. Why would they rate my mileage as B+ with only 2,630 miles??? That must be a successful strategy since they all do it, but it seems to me like it just creates more anger later. i hate the gadget.. I wish I had come to this site before made the HUGE mistake of switching my auto insurance and bundling it with Allstate. No hard braking eventsyet. WORST INSURANCE COMPANY EVER!!! How Do Those Car Insurance Tracking Devices Work? - US News & World Report Most consumers think that the age of the vehicle, and no accidents should be the only determining factors for rates it IS much deeper than that.
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