1 crore per month. People like D.Muthukrishnan showcase that even if in the short-term we dont do something great in the long-term everyone can win with little patience and hard work. She has sessions with her clientsalmost 60% of them are women, so she insists on the husbands to also join their wiveswhere she explains the need to have goals for every investment. He also holds a MBA in Finance from IFMR ( Institute for Financial Management and Research). The remaining 98% keep churning, redeeming and lose out on the long term wealth creation. They cannot be abusive or personal. I have clients with SIPs from a few hundred rupees to a few lakh a month, he says. Muthukrishnan tells us his story, which should be an inspiration to all IFAs who find themselves today, where he found himself in 2010. What Our Readers Say. Clients who miss payments are immediately chided to stick with their plan. 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