Hi Craig, Ive had an affordability complaint upheld by lending stream for a loan that was sold on to ACI to which ACI obtained a ccj against me for. ","anchorName":"#creditscore"},{"label":"Is SafetyNet Credit safe and legitimate? If your loan was sold to a debt collector you still complain to the original lender but also tell the debt collector that you are disputing the debt. But that still leaves 1200 owed to me. Accepting an offer settles your whole complaint you cant change your mind later. Are your loans still on your credit file? Theres no hidden fees, and the balance you owe is clear. So Ive had a complaint in with lending stream for 6 loans I had with them 2016.. they gave me a final response email today they reviewed it and only agreed to refund interest for 2 and for total of 136 pound but said I owe them 240 pound so they are saying after thier offer I would have to pay them the remaining balance.. do I have to go directly to fos or can I reply directly to reject the order and explain I feel they should refund all the loans and waive any outstanding balance as thier reasoning is simply they took my declared earnings away from my declared outgoings with no other checks seem to be have made I feel very strongly they shouldnt have loaned to me as I had large amounts of credit at the time and they allowed me to take loans at the same time, how large were the loans, can you list the sizee in order eg 300, 400, 250, etc. Thats just the minimum required payment however if you can repay more, then you should, as itll keep the overall cost of borrowing down. 150 05.02.2016 This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service. Thanks again! Hi Sara. SafetyNet provides flexible credit that is easy to manage and minimises You dont have to calculate this. https://t.co/l8uiYdNWBW, Small Claims track issues. Editor, Marcus Herbert, https://www.financial-ombudsman.org.uk/consumers/how-to-complain. Provided you make all repayments in full and on time, using credit responsibly helps to build a positive credit history. Some lenders ask you to send them a copy of your credit record, your payslips or bank statements. https://debtcamel.co.uk/safetynet-credit-administration/, https://www.financial-ombudsman.org.uk/consumers/expect/compensation-for-distress-or-inconvenience, https://debtcamel.co.uk/worst-loan-in-britain/, https://debtcamel.co.uk/statute-barred-debt/, https://debtcamel.co.uk/payday-loan-refunds/comment-page-225/#comment-501106, Problem overdraft? Interest is charged for a maximum of 40 days, so the most you can pay is 16 interest per 50 borrowed. Hi Sara. Anyone had any experience with Drafty (Gain Credit) not responding to the Ombudsman within the specified time frames? Loans 2 Go: Claim. ","anchorName":"#speed"},{"label":"How much does SafetyNet Credit cost? Previously rated higher. Do you think its a waste of time taking that to the FO then? ","anchorName":"#whatissafetynetcredit"},{"label":"Features at a glance","anchorName":"#features-at-a-glance"},{"label":"How does SafetyNet Credit work? Well you can try but it is VERY unlikely to work. If you complain to L2G this doesnt stop collection by the debt collector. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews.
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